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Another option is a Junior ISA, with the system recently clarified by the Treasury, following the abolition of the Child Trust Fund. The effects of the global economic downturn have not resulted in consumers responding by storing sufficient amounts of cash in savings accounts such as ISAs. However, Yvonne Goodwin of Yvonne Goodwin Wealth Management recently noted that such products can be dangerous as any reliance on them can lead to the accruing of large amounts of debt. Child savings accounts can be a good way to ensure youngsters are taken care of.